/* ==========================================================================
   Deft Warrantorship — “Midnight Champagne” theme (UK profile)
   Tokens per SPEC: bg #0A1729, surface #0F2140, surface-2 #142A4E,
   border #27436E, text #EDF1F8, muted #A8B7D2, accent #D4B36A (champagne,
   hover #E4C87E, tint #223C66), gold deep #C9A24B. Radius 6/10px.
   ========================================================================== */

/* self-hosted fonts (fontsource build artifacts, woff2) */
@font-face {
    font-family: 'Manrope';
    font-style: normal;
    font-weight: 400;
    font-display: swap;
    src: url('../fonts/manrope-400.woff2') format('woff2');
}
@font-face {
    font-family: 'Manrope';
    font-style: normal;
    font-weight: 600;
    font-display: swap;
    src: url('../fonts/manrope-600.woff2') format('woff2');
}
@font-face {
    font-family: 'Cormorant Garamond';
    font-style: normal;
    font-weight: 600;
    font-display: swap;
    src: url('../fonts/cormorant-garamond-600.woff2') format('woff2');
}
@font-face {
    font-family: 'Cormorant Garamond';
    font-style: normal;
    font-weight: 700;
    font-display: swap;
    src: url('../fonts/cormorant-garamond-700.woff2') format('woff2');
}

:root {
    --bg: #0A1729;
    --surface: #0F2140;
    --surface-2: #142A4E;
    --border: #27436E;
    --text: #EDF1F8;
    --muted: #A8B7D2;
    --accent: #D4B36A;
    --accent-hover: #E4C87E;
    --accent-tint: #223C66;
    --gold: #C9A24B;
    --gold-light: #E9D9A8;
    --sage: #8FA6CE;
    --red: #E08A6A;
    --font-display: 'Cormorant Garamond', Georgia, 'Times New Roman', serif;
    --font-body: 'Manrope', -apple-system, 'Segoe UI', Arial, sans-serif;
    --radius-sm: 6px;
    --radius-lg: 10px;
    --shadow-sm: 0 1px 2px rgba(3, 10, 24, .5);
    --shadow-md: 0 2px 6px rgba(3, 10, 24, .45), 0 10px 28px rgba(3, 10, 24, .5);
    --shadow-lg: 0 4px 12px rgba(3, 10, 24, .5), 0 24px 56px rgba(3, 10, 24, .65);
    --container: 1200px;
}

/* ---- reset & base ---- */
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
    margin: 0;
    background: var(--bg);
    color: var(--text);
    font-family: var(--font-body);
    font-size: 16px;
    line-height: 1.65;
    -webkit-font-smoothing: antialiased;
}
img, svg, iframe, video, canvas { max-width: 100%; }
h1, h2, h3, h4 { font-family: var(--font-display); line-height: 1.22; margin: 0 0 .55em; font-weight: 700; }
h1 { font-size: clamp(1.9rem, 4.4vw, 3.05rem); letter-spacing: -.01em; }
h2 { font-size: clamp(1.5rem, 3vw, 2.15rem); letter-spacing: 0; }
h3 { font-size: 1.12rem; font-weight: 700; }
p { margin: 0 0 1em; }
a { color: var(--accent); text-decoration: none; }
a:hover { color: var(--accent-hover); }
ul, ol { margin: 0 0 1em; padding-left: 1.3em; }
li { margin-bottom: .45em; }
strong { color: var(--text); font-weight: 700; }
code { font-family: ui-monospace, Consolas, monospace; background: var(--surface-2); border: 1px solid var(--border); border-radius: 6px; padding: .1em .4em; font-size: .9em; }
hr { border: 0; border-top: 1px solid var(--border); margin: 2.2em 0; }
.icon { width: 22px; height: 22px; flex: none; }
.icon--xs { width: 15px; height: 15px; vertical-align: -2px; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; border: 0; }

.container { width: 100%; max-width: var(--container); margin-inline: auto; padding-inline: clamp(16px, 4vw, 40px); }
.section { padding-block: clamp(56px, 8vw, 96px); position: relative; }
.section--tint { background: linear-gradient(180deg, rgba(34, 60, 102, .4), rgba(10, 23, 41, 0) 70%); }
.section--surface { background: var(--surface); }
.lead { color: var(--muted); font-size: 1.06rem; max-width: 62ch; }
.section-head { max-width: 70ch; margin-bottom: clamp(24px, 4vw, 44px); }
.text-muted { color: var(--muted); }

.eyebrow {
    display: inline-flex; align-items: center; gap: 8px;
    font-size: .74rem; font-weight: 700; letter-spacing: .16em; text-transform: uppercase;
    color: var(--accent); margin-bottom: 14px;
}
.eyebrow::before { content: ""; width: 22px; height: 2px; background: var(--gold); border-radius: 2px; }

/* ---- buttons ---- */
.btn {
    display: inline-flex; align-items: center; justify-content: center; gap: 9px;
    font-family: var(--font-display); font-weight: 700; font-size: .95rem;
    padding: 12px 24px; border-radius: var(--radius-sm); border: 1px solid transparent;
    cursor: pointer; white-space: nowrap; transition: transform .16s ease, box-shadow .16s ease, background .16s ease, color .16s ease, border-color .16s ease;
}
.btn-primary { background: linear-gradient(180deg, #E4C87E, #D4B36A); color: #0A1729; box-shadow: var(--shadow-sm); }
.btn-primary:hover { background: #E9D9A8; color: #0A1729; transform: translateY(-2px); box-shadow: var(--shadow-md); }
.btn-outline { border-color: var(--border); color: var(--text); background: transparent; }
.btn-outline:hover { border-color: var(--accent); color: var(--accent); transform: translateY(-2px); }
.btn-lg { padding: 15px 30px; font-size: 1.02rem; }

/* ---- skip link / focus ---- */
.skip-link {
    position: absolute; left: -9999px; top: 0; z-index: 300;
    background: var(--accent); color: #0A1729; padding: 10px 18px; border-radius: 0 0 var(--radius-sm) 0; font-weight: 700;
}
.skip-link:focus { left: 0; }
:focus-visible { outline: 2px solid var(--accent); outline-offset: 2px; border-radius: 4px; }

/* ---- header ---- */
.site-header {
    position: sticky; top: 0; z-index: 120;
    background: rgba(10, 23, 41, .92);
    backdrop-filter: blur(10px);
    border-bottom: 1px solid var(--border);
    transition: box-shadow .2s ease, background .2s ease;
}
.site-header.is-scrolled { background: rgba(7, 17, 32, .98); box-shadow: var(--shadow-md); }
.header-inner { display: flex; align-items: center; gap: 20px; min-height: 68px; }

.logo { display: inline-flex; align-items: center; gap: 10px; color: var(--text); font-family: var(--font-display); font-weight: 700; font-size: 1.06rem; letter-spacing: .01em; }
.logo:hover { color: var(--text); }
.logo svg { display: block; }
.logo .logo-word { font-size: 1.02rem; white-space: nowrap; }
.nav-toggle .icon-close { display: none; }
.logo .logo-word tspan { fill: var(--text); }

.main-nav { margin-left: auto; }
.main-nav__list { display: flex; align-items: center; gap: 4px; list-style: none; margin: 0; padding: 0; }
.main-nav__group { position: relative; }
.main-nav__trigger {
    display: inline-flex; align-items: center; gap: 6px;
    background: none; border: 0; color: var(--text); font: 700 .92rem var(--font-body);
    padding: 10px 13px; border-radius: 9px; cursor: pointer;
}
.main-nav__trigger:hover, .main-nav__trigger[aria-expanded="true"] { background: var(--surface-2); color: var(--accent-hover); }
.main-nav__trigger .icon { width: 14px; height: 14px; transition: transform .16s ease; }
.main-nav__trigger[aria-expanded="true"] .icon { transform: rotate(180deg); }

.dropdown {
    position: absolute; top: calc(100% + 8px); left: 0; min-width: 262px; z-index: 130;
    background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius-lg);
    box-shadow: var(--shadow-lg); padding: 8px; margin: 0; list-style: none;
    opacity: 0; visibility: hidden; transform: translateY(6px);
    transition: opacity .16s ease, transform .16s ease, visibility .16s;
}
.dropdown.is-open { opacity: 1; visibility: visible; transform: translateY(0); }
.main-nav__group--right .dropdown { left: auto; right: 0; }
.dropdown::before {
    content: ""; position: absolute; top: -5px; left: 22px; width: 9px; height: 9px;
    background: var(--surface); border-left: 1px solid var(--border); border-top: 1px solid var(--border);
    transform: rotate(45deg);
}
.main-nav__group--right .dropdown::before { left: auto; right: 22px; }
.dropdown a {
    display: flex; align-items: center; gap: 9px;
    color: var(--text); font-size: .9rem; padding: 9px 12px; border-radius: 9px;
}
.dropdown a:hover, .dropdown a:focus-visible { background: var(--accent-tint); color: var(--accent-hover); }
.header-cta { flex: none; }

.nav-toggle {
    display: none; background: none; border: 1px solid var(--border); border-radius: 10px;
    color: var(--text); width: 44px; height: 44px; align-items: center; justify-content: center; cursor: pointer;
}
.nav-toggle:hover { border-color: var(--accent); color: var(--accent); }

/* mobile nav */
.mobile-nav { display: none; border-bottom: 1px solid var(--border); background: var(--bg); }
.mobile-nav__group { border-bottom: 1px solid var(--border); }
.mobile-nav__group:last-child { border-bottom: 0; }
.mobile-nav__btn {
    display: flex; width: 100%; align-items: center; justify-content: space-between;
    background: none; border: 0; color: var(--text); font: 700 .98rem var(--font-body);
    padding: 15px clamp(16px, 4vw, 40px); cursor: pointer;
}
.mobile-nav__btn .icon { width: 16px; height: 16px; transition: transform .16s ease; }
.mobile-nav__btn[aria-expanded="true"] .icon { transform: rotate(180deg); }
.mobile-nav__sub { display: none; padding: 4px 0 12px; margin: 0; list-style: none; padding-left: clamp(16px, 4vw, 40px); }
.mobile-nav__sub.is-open { display: block; }
.mobile-nav__sub a { display: block; color: var(--muted); padding: 8px 12px; border-radius: 8px; font-size: .93rem; }
.mobile-nav__sub a:hover { color: var(--accent-hover); background: var(--surface-2); }
.mobile-nav.is-open { display: block; }

/* ---- ticker ---- */
.beacon-ticker {
    background: var(--surface); border-bottom: 1px solid var(--border);
    overflow: hidden; font-size: .84rem;
}
.beacon-ticker__inner {
    display: flex; gap: 34px; padding: 9px clamp(16px, 4vw, 40px);
    max-width: var(--container); margin-inline: auto; overflow-x: auto;
    scrollbar-width: thin;
}
.beacon-ticker__sym { color: var(--muted); white-space: nowrap; }
.beacon-ticker__sym b { color: var(--text); font-weight: 700; margin-left: 4px; }

/* ---- breadcrumbs ---- */
.breadcrumbs { border-bottom: 1px solid var(--border); background: var(--surface); }
.breadcrumbs .container { display: flex; flex-wrap: wrap; align-items: center; gap: 8px; padding-block: 11px; font-size: .85rem; }
.breadcrumbs a { color: var(--muted); }
.breadcrumbs a:hover { color: var(--accent-hover); }
.breadcrumbs span { color: var(--muted); }
.breadcrumbs span[aria-hidden] { color: var(--border); }
.breadcrumbs > .container > span:last-child { color: var(--text); }

/* ---- hero (home + page heroes) ---- */
.hero { position: relative; overflow: hidden; padding-block: clamp(48px, 7vw, 88px) clamp(52px, 7vw, 92px); }
.hero::before {
    content: ""; position: absolute; inset: 0; pointer-events: none;
    background:
        radial-gradient(52rem 30rem at 82% 12%, rgba(212, 179, 106, .10), transparent 62%),
        radial-gradient(40rem 26rem at 8% 90%, rgba(201, 162, 75, .07), transparent 60%);
}
.hero__grid { position: relative; display: grid; grid-template-columns: 1.02fr .98fr; gap: clamp(28px, 4vw, 56px); align-items: center; }
.hero__title { max-width: 15ch; }
.hero__title em { font-style: normal; color: var(--accent); }
.hero__copy { color: var(--muted); font-size: 1.05rem; max-width: 54ch; }
.hero__meta { display: flex; flex-wrap: wrap; gap: 12px; margin: 4px 0 22px; }

.flag-links { display: flex; align-items: center; flex-wrap: wrap; gap: 10px 14px; }
.flag-links__label { color: var(--muted); font-size: .88rem; }
.flag-chip { display: inline-flex; align-items: center; gap: 8px; border: 1px solid var(--border); background: var(--surface); border-radius: 999px; padding: 5px 13px 5px 6px; font-size: .85rem; color: var(--text); }
.flag-chip:hover { border-color: var(--accent); }
.flag-chip svg { display: block; border-radius: 3px; }

.hero__icons { display: flex; flex-wrap: wrap; gap: 12px; margin-bottom: 26px; }
.icon-link {
    display: inline-flex; align-items: center; gap: 10px;
    border: 1px solid var(--border); background: var(--surface); border-radius: var(--radius-sm);
    padding: 10px 16px; color: var(--text); font-size: .9rem; font-weight: 700;
    transition: border-color .16s ease, transform .16s ease, box-shadow .16s ease;
}
.icon-link .icon { color: var(--accent); }
.icon-link:hover { border-color: var(--accent); transform: translateY(-2px); box-shadow: var(--shadow-md); color: var(--text); }

.hero__art { position: relative; }
.hero__art svg { width: 100%; height: auto; display: block; filter: drop-shadow(0 22px 44px rgba(3, 10, 24, .5)); }

/* page hero (two-col: heading + form) */
.page-hero { position: relative; overflow: hidden; padding-block: clamp(44px, 6vw, 76px); }
.page-hero::before {
    content: ""; position: absolute; inset: 0; pointer-events: none;
    background: radial-gradient(46rem 26rem at 88% 6%, rgba(212, 179, 106, .08), transparent 60%);
}
.page-hero__grid { position: relative; display: grid; grid-template-columns: 1fr 1fr; gap: clamp(28px, 4vw, 56px); align-items: start; }
.page-hero h1 { max-width: 22ch; }
.page-hero .lead { max-width: 58ch; }
.page-hero__art { margin-top: 26px; color: var(--border); }
.page-hero__art svg { width: min(340px, 100%); height: auto; opacity: .9; }

/* ---- forms (formFactory markup) ---- */
.form-block { position: relative; }
.form-block__heading { font-size: 1.18rem; margin-bottom: 6px; }
.form-block__intro { color: var(--muted); font-size: .92rem; margin-bottom: 14px; }
.form-block__card {
    background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius-lg);
    box-shadow: var(--shadow-lg); padding: clamp(18px, 2.6vw, 28px);
}
.beacon-form { display: block; }
.beacon-form__row { margin-bottom: 13px; }
.beacon-form__label { display: block; font-size: .84rem; font-weight: 700; color: var(--muted); margin-bottom: 6px; }
.beacon-form__input {
    width: 100%; box-sizing: border-box;
    background: var(--bg); border: 1px solid var(--border); border-radius: 10px;
    color: var(--text); font: inherit; padding: 11px 13px;
    transition: border-color .16s ease, box-shadow .16s ease;
}
.beacon-form__input::placeholder { color: #9BA49D; }
.beacon-form__input:focus { outline: none; border-color: var(--accent); box-shadow: 0 0 0 3px rgba(212, 179, 106, .16); }
.beacon-form__submit {
    width: 100%; margin-top: 4px;
    background: var(--beacon-accent, var(--accent)); color: var(--beacon-on-accent, #0A1729);
    border: 0; border-radius: var(--radius-sm); cursor: pointer;
    font-family: var(--font-display); font-weight: 700; font-size: .98rem;
    padding: 13px 20px; white-space: nowrap;
    transition: transform .16s ease, box-shadow .16s ease, background .16s ease;
}
.beacon-form__submit:hover { background: var(--accent-hover); color: #0A1729; transform: translateY(-2px); box-shadow: var(--shadow-md); }
.form-legal { font-size: .78rem; color: var(--muted); margin: 12px 0 4px; }
.form-legal a { text-decoration: underline; text-underline-offset: 2px; }
.form-manager { display: flex; align-items: center; gap: 8px; font-size: .84rem; color: var(--accent); margin: 0; }
.form-manager .icon { color: var(--accent); }
.form-block--extra { max-width: 560px; }

/* ---- cards / grids ---- */
.grid { display: grid; gap: 20px; }
.grid--2 { grid-template-columns: repeat(auto-fit, minmax(min(100%, 300px), 1fr)); }
.grid--3 { grid-template-columns: repeat(auto-fit, minmax(min(100%, 260px), 1fr)); }
.grid--wide { grid-template-columns: repeat(auto-fit, minmax(min(100%, 340px), 1fr)); }

.card {
    background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius-lg);
    box-shadow: var(--shadow-sm); padding: clamp(20px, 2.6vw, 28px);
    transition: transform .18s ease, box-shadow .18s ease, border-color .18s ease;
}
.card:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); border-color: #C6C1AC; }
.card h3 { display: flex; align-items: center; gap: 12px; }
.card > p:last-child, .card > ul:last-child { margin-bottom: 0; }
.card--link { display: block; color: var(--text); }
.card--link:hover { color: var(--text); }
.card--link .card__go { display: inline-flex; align-items: center; gap: 7px; color: var(--accent); font-weight: 700; font-size: .9rem; margin-top: 14px; }
.card--link:hover .card__go { color: var(--accent-hover); }

.icon-badge {
    flex: none; width: 48px; height: 48px; border-radius: 13px;
    background: var(--accent-tint); border: 1px solid rgba(212, 179, 106, .25);
    display: inline-flex; align-items: center; justify-content: center; color: var(--accent);
}
.icon-badge .icon { width: 23px; height: 23px; }
.icon-badge--sage { background: rgba(201, 162, 75, .12); border-color: rgba(201, 162, 75, .35); color: var(--gold); }

/* numbered steps */
.steps { counter-reset: step; display: grid; gap: 20px; grid-template-columns: repeat(auto-fit, minmax(min(100%, 240px), 1fr)); }
.step { position: relative; background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius-lg); padding: 24px 22px 22px; box-shadow: var(--shadow-sm); transition: transform .18s ease, box-shadow .18s ease; }
.step:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }
.step__num {
    display: inline-flex; align-items: center; justify-content: center;
    width: 34px; height: 34px; border-radius: 50%;
    background: var(--accent); color: #0A1729; font-family: var(--font-display); font-weight: 700; font-size: .95rem;
    margin-bottom: 14px; box-shadow: var(--shadow-sm);
}
.step h3 { font-size: 1.03rem; }
.step p { color: var(--muted); font-size: .93rem; margin: 0; }
.step-list { counter-reset: steplist; list-style: none; padding: 0; }
.step-list li { counter-increment: steplist; position: relative; padding-left: 46px; margin-bottom: 14px; }
.step-list li::before {
    content: counter(steplist); position: absolute; left: 0; top: 1px;
    width: 30px; height: 30px; border-radius: 50%; background: var(--accent); color: #0A1729;
    font: 700 .85rem/30px var(--font-display); text-align: center;
}

/* ---- tables ---- */
.table-wrap { overflow-x: auto; contain: layout; border: 1px solid var(--border); border-radius: var(--radius-lg); box-shadow: var(--shadow-sm); margin: 0 0 1.4em; background: var(--surface); }
table { width: 100%; border-collapse: collapse; font-size: .93rem; min-width: 560px; }
caption { caption-side: top; text-align: left; font-family: var(--font-display); font-weight: 700; padding: 16px 18px 4px; color: var(--text); font-size: 1.02rem; }
th, td { text-align: left; padding: 13px 18px; border-bottom: 1px solid var(--border); vertical-align: top; }
th { background: var(--surface-2); color: var(--text); font-weight: 700; font-size: .87rem; white-space: nowrap; }
td { color: var(--muted); }
tbody tr:last-child td { border-bottom: 0; }
tbody tr:nth-child(even) td { background: rgba(240, 238, 227, .55); }
td:first-child { color: var(--text); }

/* comparison table */
.compare td, .compare th { text-align: center; }
.compare td:first-child, .compare th:first-child { text-align: left; }
.compare .yes { color: var(--accent); }
.compare .no { color: var(--red); }
.compare .yes svg, .compare .no svg { width: 19px; height: 19px; }
.compare .col-us { background: rgba(212, 179, 106, .07); }

/* ---- exchange chips ---- */
.exchanges { display: flex; flex-wrap: wrap; gap: 14px; justify-content: center; }
.exchange-chip {
    display: inline-flex; align-items: center; gap: 10px;
    border: 1px solid var(--border); background: var(--surface);
    border-radius: 999px; padding: 11px 24px;
    font-family: var(--font-display); font-weight: 700; font-size: 1rem; color: var(--text);
    box-shadow: var(--shadow-sm); transition: border-color .16s ease, transform .16s ease;
}
.exchange-chip:hover { border-color: var(--accent); transform: translateY(-2px); }
.exchange-chip__dot { width: 9px; height: 9px; border-radius: 50%; background: var(--accent); box-shadow: 0 0 0 3px var(--accent-tint); }

/* ---- reviews ---- */
.reviews { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 300px), 1fr)); gap: 20px; }
.review { background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius-lg); box-shadow: var(--shadow-sm); padding: 24px; display: flex; flex-direction: column; gap: 14px; transition: transform .18s ease, box-shadow .18s ease; }
.review:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }
.review__head { display: flex; align-items: center; gap: 14px; }
.review__photo { width: 60px; height: 60px; border-radius: 50%; object-fit: cover; border: 2px solid var(--accent); flex: none; }
.review__name { font-family: var(--font-display); font-weight: 700; font-size: .98rem; margin: 0; }
.review__role { color: var(--muted); font-size: .83rem; margin: 0; }
.review__text { color: var(--muted); font-size: .93rem; margin: 0; flex: 1; }
.review__stats { display: flex; flex-wrap: wrap; gap: 8px 22px; border-top: 1px solid var(--border); padding-top: 13px; font-size: .85rem; }
.review__stats dt { color: var(--muted); font-size: .76rem; text-transform: uppercase; letter-spacing: .06em; }
.review__stats dd { margin: 2px 0 0; color: var(--text); font-weight: 700; font-family: var(--font-display); }
.review__stats div { min-width: 86px; }
.reviews-note { text-align: center; color: var(--muted); font-size: .83rem; max-width: 64ch; margin: 26px auto 0; }

/* ---- motif bands ---- */
.band-grid { position: relative; }
.band-grid::before {
    content: ""; position: absolute; inset: 0; pointer-events: none; opacity: .5;
    /* ledger-line texture behind the calculator */
    background-image:
        linear-gradient(rgba(212, 179, 106, .08) 1px, transparent 1px),
        linear-gradient(90deg, rgba(212, 179, 106, .05) 1px, transparent 1px);
    background-size: 26px 26px, 26px 26px;
    mask-image: radial-gradient(68% 82% at 50% 42%, #000 30%, transparent 100%);
    -webkit-mask-image: radial-gradient(68% 82% at 50% 42%, #000 30%, transparent 100%);
}
.band-coins { position: relative; }
.band-coins::before {
    content: ""; position: absolute; inset: 0; pointer-events: none; opacity: .4;
    /* gold-tint coin-disc pattern behind reviews */
    background-image:
        radial-gradient(circle at center, transparent 55%, rgba(201, 162, 75, .22) 56%, rgba(201, 162, 75, .22) 68%, transparent 69%),
        radial-gradient(circle at center, transparent 55%, rgba(212, 179, 106, .10) 56%, rgba(212, 179, 106, .10) 68%, transparent 69%);
    background-size: 130px 130px, 190px 190px;
    background-position: 0 0, 65px 90px;
    mask-image: linear-gradient(180deg, #000, transparent 78%);
    -webkit-mask-image: linear-gradient(180deg, #000, transparent 78%);
}
.band-skyline { position: relative; }
.band-skyline::before {
    content: ""; position: absolute; inset: auto 0 0; height: 120px; pointer-events: none; opacity: .35;
    background-image: repeating-linear-gradient(90deg,
        transparent 0 22px, rgba(212, 179, 106, .35) 22px 34px, transparent 34px 46px, rgba(212, 179, 106, .2) 46px 52px, transparent 52px 84px);
    mask-image: linear-gradient(180deg, transparent, #000 80%);
    -webkit-mask-image: linear-gradient(180deg, transparent, #000 80%);
}
.section > .container { position: relative; }

/* ---- FAQ accordion ---- */
.faq-list { display: grid; gap: 12px; }
.faq-item { background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius-sm); overflow: hidden; }
.faq-item__btn {
    display: flex; width: 100%; align-items: center; justify-content: space-between; gap: 16px;
    background: none; border: 0; color: var(--text); cursor: pointer; text-align: left;
    font: 700 .97rem var(--font-body); padding: 16px 20px;
}
.faq-item__btn:hover { color: var(--accent-hover); }
.faq-item__btn .icon { color: var(--accent); transition: transform .18s ease; }
.faq-item__btn[aria-expanded="true"] .icon { transform: rotate(45deg); }
.faq-item__panel { display: none; padding: 0 20px 18px; color: var(--muted); font-size: .93rem; }
.faq-item__panel.is-open { display: block; }
.faq-item__panel p:last-child { margin-bottom: 0; }

/* ---- company block ---- */
.company-grid { display: grid; grid-template-columns: 1.05fr .95fr; gap: clamp(28px, 4vw, 56px); align-items: start; }
.fact-list { display: grid; gap: 14px; list-style: none; padding: 0; margin: 22px 0 0; }
.fact-list li { display: flex; gap: 12px; align-items: flex-start; margin: 0; color: var(--muted); font-size: .93rem; }
.fact-list .icon { color: var(--accent); margin-top: 3px; }
.mini-cards { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }

/* ---- calculator section ---- */
.calc-section .container > h2, .calc-section .container > .lead { position: relative; }
.calc-note { color: var(--muted); font-size: .82rem; max-width: 66ch; margin-top: 18px; }

/* ---- notices ---- */
.notice { border: 1px solid rgba(201, 162, 75, .5); background: rgba(201, 162, 75, .09); border-radius: var(--radius-sm); padding: 16px 18px; font-size: .92rem; color: var(--text); display: flex; gap: 12px; align-items: flex-start; }
.notice .icon { color: var(--gold); margin-top: 2px; }
.notice p { margin: 0; }

/* ---- CTA band ---- */
.cta-band { background: linear-gradient(120deg, #071120, #10254A 55%, #1B3357); border-block: 1px solid var(--border); padding-block: clamp(40px, 6vw, 64px); position: relative; overflow: hidden; }
.cta-band::before {
    content: ""; position: absolute; inset: 0; pointer-events: none; opacity: .4;
    background-image: linear-gradient(rgba(212, 179, 106, .08) 1px, transparent 1px), linear-gradient(90deg, rgba(212, 179, 106, .08) 1px, transparent 1px);
    background-size: 44px 44px;
    mask-image: radial-gradient(60% 100% at 50% 50%, #000, transparent);
    -webkit-mask-image: radial-gradient(60% 100% at 50% 50%, #000, transparent);
}
.cta-band .container { position: relative; display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 24px; }
.cta-band h2 { margin: 0 0 6px; color: #EDF1F8; }
.cta-band p { margin: 0; color: rgba(237, 241, 248, .85); }
.cta-band .btn-primary { background: #E9D9A8; color: #071120; }
.cta-band .btn-primary:hover { background: #F4E7C0; color: #071120; }

/* ---- footer ---- */
.site-footer { background: var(--surface); border-top: 1px solid var(--border); position: relative; overflow: hidden; }
.site-footer::before {
    content: ""; position: absolute; inset: auto 0 0; height: 90px; pointer-events: none; opacity: .25;
    background-image: repeating-linear-gradient(90deg,
        transparent 0 30px, rgba(212, 179, 106, .3) 30px 44px, transparent 44px 58px, rgba(212, 179, 106, .16) 58px 64px, transparent 64px 110px);
    mask-image: linear-gradient(180deg, transparent, #000 85%);
    -webkit-mask-image: linear-gradient(180deg, transparent, #000 85%);
}
.footer-cols { position: relative; display: grid; grid-template-columns: 2fr 1fr 1fr 1fr 1fr; gap: clamp(20px, 3vw, 40px); padding-block: clamp(40px, 5vw, 60px); }
.footer-brand p { color: var(--muted); font-size: .88rem; max-width: 34ch; }
.footer-col h3 { font-size: .8rem; text-transform: uppercase; letter-spacing: .1em; color: var(--muted); font-family: var(--font-body); font-weight: 700; }
.footer-col ul { list-style: none; padding: 0; margin: 0; }
.footer-col a { color: var(--muted); font-size: .88rem; display: inline-block; padding: 3.5px 0; }
.footer-col a:hover { color: var(--accent-hover); }
.footer-disclaimer { position: relative; border-top: 1px solid var(--border); padding-block: 26px; }
.footer-disclaimer h2 { font-size: .95rem; font-family: var(--font-body); font-weight: 700; }
.footer-disclaimer p { color: var(--muted); font-size: .8rem; line-height: 1.6; max-width: 100ch; margin: 0; }
.footer-bottom { position: relative; border-top: 1px solid var(--border); padding-block: 18px; display: flex; flex-wrap: wrap; gap: 10px 28px; justify-content: space-between; align-items: center; }
.footer-bottom p { margin: 0; color: var(--muted); font-size: .82rem; }
.footer-bottom a { color: var(--muted); }
.footer-bottom a:hover { color: var(--accent-hover); }

/* ---- prose pages ---- */
.prose { max-width: 78ch; }
.prose h2 { margin-top: 2em; }
.prose h2:first-child { margin-top: 0; }
.prose-note { color: var(--muted); font-size: .88rem; }

/* ---- contact / map ---- */
.map-embed { width: 100%; border: 1px solid var(--border); border-radius: var(--radius-lg); overflow: hidden; box-shadow: var(--shadow-md); max-width: 860px; aspect-ratio: 16 / 9; min-height: 320px; }
.map-embed iframe { width: 100%; height: 100%; border: 0; display: block; }

/* ---- vacancies ---- */
.vacancy { display: flex; flex-wrap: wrap; gap: 18px; justify-content: space-between; align-items: center; }
.vacancy h3 { margin-bottom: 4px; }
.vacancy__meta { display: flex; flex-wrap: wrap; gap: 8px 18px; color: var(--muted); font-size: .85rem; margin-bottom: 8px; }
.vacancy__meta span { display: inline-flex; align-items: center; gap: 6px; }
.vacancy__meta .icon { width: 14px; height: 14px; color: var(--accent); }
.vacancy p { margin: 0; color: var(--muted); font-size: .92rem; max-width: 60ch; }

/* ---- article cards ---- */
.article-card { display: flex; flex-direction: column; gap: 10px; }
.article-card h3 { display: block; }
.article-card time { color: var(--gold); font-size: .8rem; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; font-family: var(--font-body); }
.article-card p { color: var(--muted); font-size: .93rem; margin: 0; flex: 1; }

/* ---- special offer ---- */
.urgency-strip { background: linear-gradient(90deg, #10254A, #2A2150 50%, #10254A); border-bottom: 1px solid var(--gold); }
.urgency-strip__inner { display: flex; flex-wrap: wrap; justify-content: center; gap: 10px 34px; padding-block: 10px; font-size: .85rem; font-weight: 700; }
.urgency-strip__inner span { display: inline-flex; align-items: center; gap: 8px; color: var(--text); }
.urgency-strip__inner .dot { width: 8px; height: 8px; border-radius: 50%; background: var(--gold); box-shadow: 0 0 8px rgba(201, 162, 75, .7); animation: pulse 1.6s ease-in-out infinite; }
@keyframes pulse { 0%, 100% { opacity: 1; } 50% { opacity: .35; } }

.so-countdown { display: flex; gap: 10px; align-items: center; justify-content: center; margin: 18px 0 6px; }
.so-countdown__seg { display: flex; flex-direction: column; align-items: center; gap: 5px; }
.so-countdown__digits { display: flex; gap: 4px; }
.so-countdown__digit {
    background: var(--surface); border: 1px solid var(--gold); border-radius: 9px;
    font: 700 1.7rem/1 var(--font-display); color: var(--accent);
    min-width: 46px; padding: 12px 6px; text-align: center; box-shadow: var(--shadow-sm);
    font-variant-numeric: tabular-nums;
}
.so-countdown__label { font-size: .7rem; letter-spacing: .12em; text-transform: uppercase; color: var(--muted); }
.so-countdown__sep { color: var(--gold); font: 700 1.6rem/1 var(--font-display); padding-bottom: 20px; }

.so-hero { position: relative; overflow: hidden; padding-block: clamp(44px, 6vw, 76px); }
.so-hero::before {
    content: ""; position: absolute; inset: 0; pointer-events: none;
    background:
        radial-gradient(50rem 26rem at 50% -10%, rgba(212, 179, 106, .12), transparent 65%),
        linear-gradient(rgba(201, 162, 75, .07) 1px, transparent 1px), linear-gradient(90deg, rgba(201, 162, 75, .07) 1px, transparent 1px);
    background-size: auto, 40px 40px, 40px 40px;
}
.so-hero__inner { position: relative; max-width: 66ch; margin-inline: auto; text-align: center; }
.so-hero__badge {
    display: inline-flex; align-items: center; gap: 8px; margin-bottom: 16px;
    border: 1px solid var(--gold); background: rgba(201, 162, 75, .1); color: var(--gold);
    border-radius: 999px; padding: 7px 16px; font-size: .8rem; font-weight: 700; letter-spacing: .04em;
}
.so-hero .lead { margin-inline: auto; }
.so-hero .form-block { max-width: 520px; margin: 34px auto 0; text-align: left; }

.so-modal { position: fixed; inset: 0; z-index: 400; display: none; align-items: center; justify-content: center; padding: 20px; }
.so-modal.is-open { display: flex; }
.so-modal__overlay { position: absolute; inset: 0; background: rgba(3, 10, 24, .7); backdrop-filter: blur(4px); }
.so-modal__card {
    position: relative; width: min(480px, 100%); text-align: center;
    background: var(--surface); border: 1px solid var(--gold); border-radius: var(--radius-lg);
    box-shadow: var(--shadow-lg); padding: clamp(24px, 4vw, 36px);
    animation: so-pop .22s cubic-bezier(.2, .6, .2, 1);
}
@keyframes so-pop { from { transform: translateY(14px) scale(.97); opacity: 0; } to { transform: none; opacity: 1; } }
.so-modal__close {
    position: absolute; top: 12px; right: 12px; width: 36px; height: 36px;
    background: var(--surface-2); border: 1px solid var(--border); border-radius: 10px;
    color: var(--text); font-size: 1.15rem; line-height: 1; cursor: pointer;
}
.so-modal__close:hover { border-color: var(--accent); color: var(--accent); }
.so-modal__title { font-size: 1.5rem; color: var(--accent); margin-bottom: 8px; }
.so-modal__card p { color: var(--muted); font-size: .93rem; }
.so-modal__art { margin: 6px auto 14px; width: 150px; }

/* ---- scroll reveal ---- */
.reveal { opacity: 0; transform: translateY(10px); transition: opacity .5s ease, transform .5s ease; }
.reveal.is-visible { opacity: 1; transform: none; }

/* ---- 404 ---- */
.error-page { text-align: center; padding-block: clamp(70px, 10vw, 130px); }
.error-page__code { font: 700 clamp(4.5rem, 12vw, 7.5rem)/1 var(--font-display); color: var(--accent); letter-spacing: -.02em; margin-bottom: 10px; }

/* ---- responsive ---- */
@media (max-width: 1023px) {
    .footer-cols { grid-template-columns: 1fr 1fr 1fr; }
    .footer-brand { grid-column: 1 / -1; }
}
@media (max-width: 900px) {
    .main-nav { display: none; }
    .header-cta { margin-left: auto; }
    .nav-toggle { display: inline-flex; margin-left: 8px; }
    .hero__grid, .page-hero__grid, .company-grid { grid-template-columns: 1fr; }
    .hero__art { max-width: 560px; }
    .mobile-nav { display: none; }
    .mobile-nav.is-open { display: block; }
    .pre-form { grid-template-columns: 1fr !important; gap: 24px; }
}
@media (max-width: 480px) {
    .mini-cards { grid-template-columns: 1fr; }
    .btn { font-size: .9rem; }
    .header-cta { padding: 10px 16px; }
    .so-countdown__digit { min-width: 38px; font-size: 1.35rem; }
    .footer-cols { grid-template-columns: 1fr 1fr; }
}

/* ---- reduced motion ---- */
@media (prefers-reduced-motion: reduce) {
    html { scroll-behavior: auto; }
    *, *::before, *::after { animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; }
    .reveal { opacity: 1; transform: none; }
}
@media (max-width: 380px) {
    .header-inner { gap: 10px; }
    .logo { font-size: .95rem; gap: 7px; }
    .logo .logo-word { font-size: .92rem; }
    .header-cta { padding: 9px 12px; font-size: .85rem; }
}
@media (max-width: 340px) {
    .logo .logo-word { display: none; }
}

.tv-ticker-wrapper {
    padding-top: 0 !important;
    height: 58px !important;
}

/* Home hero — editorial composition and integrated market illustration. */
.home-hero { --hero-line: var(--border, #D8D4C3); --hero-ink: var(--text, #1C231E); position: relative; isolation: isolate; overflow: hidden; padding: 52px 0 0; background: var(--bg); border-bottom: 1px solid var(--hero-line); }
.home-hero::before { content: ''; position: absolute; inset: 0; pointer-events: none; z-index: -1; background: radial-gradient(ellipse at 85% 25%, color-mix(in srgb, var(--accent) 11%, transparent), transparent 58%); opacity: 1; }
.home-hero::after, .home-hero > .hero__bg { display: none; }
.home-hero .home-hero__grid { position: relative; z-index: 1; display: grid; grid-template-columns: minmax(0, 1.2fr) minmax(340px, .85fr); grid-template-areas: 'heading form' 'details form' 'art form' 'trust trust'; gap: 22px 64px; align-items: start; }
.home-hero__heading { grid-area: heading; min-width: 0; padding-top: 10px; }
.home-hero .home-hero__eyebrow { display: flex; align-items: center; flex-wrap: wrap; gap: 10px; margin: 0 0 22px; font: 700 11px/1.5 var(--font-body, Georgia, serif); letter-spacing: .12em; text-transform: uppercase; color: var(--muted); }
.home-hero__eyebrow::before { content: ''; width: 7px; height: 7px; background: var(--gold); border-radius: 50%; box-shadow: 0 0 0 5px rgba(201, 162, 75, .18); margin-right: 4px; }
.home-hero__eyebrow b { color: var(--hero-ink); font-weight: 700; }
.home-hero__eyebrow span { border-left: 1px solid var(--hero-line); padding-left: 10px; }
.home-hero .home-hero__heading h1 { max-width: none; margin: 0; font-family: var(--font-display, Georgia, serif); font-size: clamp(34px, 3.8vw, 54px); font-weight: 700; line-height: 1.14; letter-spacing: -.012em; color: var(--hero-ink); text-wrap: balance; overflow-wrap: normal; }
.home-hero .home-hero__heading h1 em { display: inline; color: var(--accent); font-style: normal; font-weight: inherit; }
.home-hero__details { grid-area: details; min-width: 0; }
.home-hero .home-hero__summary { margin: 0; max-width: 54ch; font-family: var(--font-body, Georgia, serif); font-size: 15px; line-height: 1.85; color: var(--muted); }
.home-hero__form { grid-area: form; min-width: 0; width: 100%; align-self: center; padding: 0; position: relative; }
.home-hero .home-hero__form .form-block { position: relative; width: 100%; max-width: none; margin: 0; padding: 30px; background: var(--surface); border: 1px solid var(--hero-line); border-radius: 20px; box-shadow: 0 20px 60px rgb(3 10 24 / .55); border-radius: 14px; color: var(--hero-ink); }
.home-hero .home-hero__form .form-block::before { content: ''; display: block; width: 34px; height: 4px; border-radius: 2px; margin-bottom: 20px; background: linear-gradient(90deg, var(--accent), var(--gold)); }
.home-hero .home-hero__form .form-block::after { display: none; }
.home-hero .home-hero__form .form-block__heading { margin: 0 0 20px; padding: 0; font: 700 18px/1.4 var(--font-display, Georgia, serif); letter-spacing: 0; color: var(--hero-ink); text-transform: none; }
.home-hero .home-hero__form .form-block__card { padding: 0; margin: 0; background: transparent; border: 0; border-radius: 0; box-shadow: none; }
.home-hero .home-hero__form .beacon-form { padding: 0; margin: 0; border: 0; background: transparent; box-shadow: none; border-radius: 0; }
.home-hero .home-hero__form .beacon-form__form { display: grid; grid-template-columns: minmax(0, 1fr); gap: 17px 14px; }
.home-hero .home-hero__form .beacon-form__row { margin: 0; min-width: 0; }
.home-hero .home-hero__form .beacon-form__label { display: block; margin: 0 0 7px; font: 700 12px/1.4 var(--font-body, Georgia, serif); letter-spacing: 0; text-transform: none; color: var(--muted); }
.home-hero .home-hero__form .beacon-form__input { width: 100%; height: 48px; min-width: 0; padding: 10px 12px; border: 1px solid var(--hero-line); background: var(--bg); border-radius: 8px; color: var(--hero-ink); font: 15px var(--font-body, Georgia, serif); }
.home-hero .home-hero__form .beacon-form__input:focus { outline: 2px solid var(--accent); outline-offset: 2px; box-shadow: none; }
.home-hero .home-hero__form .beacon-form__submit { grid-column: 1 / -1; width: 100%; min-height: 50px; margin: 4px 0 0; border: 0; border-radius: 8px; padding: 12px 18px; font: 700 14px/1.4 var(--font-body, Georgia, serif); letter-spacing: 0; text-transform: none; box-shadow: none; white-space: normal; }
.home-hero .home-hero__form .form-legal { margin: 17px 0 0; font: 11px/1.7 var(--font-body, Georgia, serif); color: var(--muted); }
.home-hero .home-hero__form .form-manager { display: flex; align-items: flex-start; gap: 9px; margin: 18px 0 0; padding: 17px 0 0; border: 0; border-top: 1px solid var(--hero-line); border-radius: 0; background: transparent; color: var(--muted); font: 12px/1.65 var(--font-body, Georgia, serif); }
.home-hero .home-hero__form .form-manager .icon { flex: 0 0 16px; width: 16px; height: 16px; margin-top: 2px; color: var(--accent); }
.home-hero .home-hero__art { grid-area: art; position: relative; display: grid; grid-template-columns: 1fr 175px; align-items: center; justify-self: stretch; width: 100%; min-width: 0; min-height: 150px; margin: 0; border: 1px solid var(--hero-line); border-radius: 14px; background: color-mix(in srgb, var(--surface) 72%, transparent); overflow: hidden; }
.home-hero__visual-caption { position: relative; z-index: 1; padding: 22px; min-width: 0; }
.home-hero__visual-caption > span { display: block; font: 700 10px/1.5 var(--font-body, Georgia, serif); text-transform: uppercase; letter-spacing: .13em; color: var(--muted); margin-bottom: 11px; }
.home-hero__visual-caption > strong { display: block; font: 700 18px/1.3 var(--font-display, Georgia, serif); letter-spacing: 0; color: var(--hero-ink); }
.home-hero__visual-caption > p { margin: 12px 0 0; color: var(--gold); font: 700 10px/1.4 var(--font-body, Georgia, serif); letter-spacing: .03em; }
.home-hero .home-hero__art > div:not(.home-hero__visual-caption) { display: block; position: relative; width: 175px; height: 160px; min-height: 0; max-width: none; margin: 0; padding: 0; overflow: hidden; }
.home-hero .home-hero__art svg { display: block; width: 190px; max-width: none; height: 160px; object-fit: contain; filter: none; }
.home-hero .home-hero__art .hv-chip, .home-hero .home-hero__art .hero__stat-row { display: none; }
.home-hero__trust { grid-area: trust; min-width: 0; margin-top: 14px; padding: 24px 0; border-top: 1px solid var(--hero-line); font: 12px/1.5 var(--font-body, Georgia, serif); color: var(--muted); }
.home-hero__trust > div { margin: 0; padding: 0; border: 0; background: transparent; }
.home-hero__trust .reveal { opacity: 1; transform: none; }
.home-hero__trust .hero__meta, .home-hero__trust .hero-meta, .home-hero__trust .hero-trust, .home-hero__trust .hero-band { margin: 0; }
.home-hero__trust .hero__icons, .home-hero__trust .hero-links, .home-hero__trust .hero__icon-links, .home-hero__trust .icon-links { display: flex; flex-wrap: wrap; gap: 10px 20px; margin: 12px 0 0; }
.home-hero__trust a.icon-link, .home-hero__trust a.hero-link { display: inline-flex; align-items: center; min-width: 0; min-height: 28px; margin: 0; padding: 0; border: 0; background: transparent; box-shadow: none; border-radius: 0; font-size: 12px; }
.home-hero__trust .icon, .home-hero__trust .icon-badge { width: 18px; height: 18px; margin-right: 6px; }
.home-hero__trust .flag-chip, .home-hero__trust .hero-flag { font-size: 11px; }
#mobile-menu { max-height: calc(100dvh - 88px); overflow-y: auto; overscroll-behavior: contain; }
#mobile-menu[hidden] { display: none !important; }
.nav-toggle { min-width: 44px; min-height: 44px; flex-shrink: 0; }
@media (max-width: 1100px) { .home-hero .home-hero__grid { gap: 22px 32px; } .home-hero .home-hero__heading h1 { font-size: 41px; } }
@media (max-width: 760px) {
 .home-hero { padding: 30px 0 0; }
 .home-hero .home-hero__grid { grid-template-columns: minmax(0, 1fr); grid-template-areas: 'heading' 'form' 'details' 'art' 'trust'; gap: 22px; }
 .home-hero__heading { padding-top: 0; }
 .home-hero .home-hero__eyebrow { font-size: 10px; letter-spacing: .08em; margin-bottom: 17px; gap: 8px; }
 .home-hero .home-hero__heading h1 { font-size: clamp(28px, 8.2vw, 41px); line-height: 1.18; letter-spacing: -.008em; }
 .home-hero .home-hero__form .form-block { padding: 24px 20px; border-radius: 16px; box-shadow: 0 12px 32px rgb(3 10 24 / .5); }
 .home-hero .home-hero__form .form-block__heading { font-size: 17px; margin-bottom: 18px; }
 .home-hero .home-hero__form .form-block::before { margin-bottom: 16px; }
 .home-hero .home-hero__form .beacon-form__form { grid-template-columns: minmax(0, 1fr); gap: 13px; }
 .home-hero .home-hero__form .beacon-form__input { font-size: 16px; }
 .home-hero .home-hero__summary { font-size: 14px; line-height: 1.85; }
 .home-hero .home-hero__art { grid-template-columns: minmax(0, 1fr) 125px; min-height: 140px; }
 .home-hero__visual-caption { padding: 16px; }
 .home-hero__visual-caption > strong { font-size: 16px; }
 .home-hero .home-hero__art > div:not(.home-hero__visual-caption) { width: 125px; height: 140px; }
 .home-hero .home-hero__art svg { width: 155px; height: 140px; }
 .home-hero__trust { margin-top: 0; padding: 20px 0; }
 #mobile-menu button, #mobile-menu a { min-height: 44px; }
}
@media (max-width: 380px) { .site-header .header-cta { display: none; } }

/* Decorative market chart; separate from content and form controls. */
.home-hero::after { content: ''; display: block; position: absolute; inset: 0; z-index: 0; pointer-events: none; background-image: url('../img/hero-market.svg'), linear-gradient(color-mix(in srgb, var(--accent) 8%, transparent) 1px, transparent 1px), linear-gradient(90deg, color-mix(in srgb, var(--accent) 8%, transparent) 1px, transparent 1px); background-size: 1200px 520px, 72px 72px, 72px 72px; background-position: center 130px, center top, center top; background-repeat: no-repeat, repeat, repeat; opacity: .3; mask-image: linear-gradient(180deg, transparent, #000 18%, #000 70%, transparent); }
@media (max-width: 760px) {
 .home-hero::after { background-size: 820px 450px, 52px 52px, 52px 52px; background-position: center 20px, center top, center top; opacity: .23; }
}

/* Local architectural panorama (London skyline), tinted to the brand palette. */
.home-hero::before {
 z-index: 0;
 background-image: linear-gradient(180deg, var(--bg) 0%, color-mix(in srgb, var(--bg) 90%, transparent) 22%, color-mix(in srgb, var(--bg) 62%, transparent) 65%, var(--bg) 100%), linear-gradient(90deg, color-mix(in srgb, var(--bg) 65%, transparent), color-mix(in srgb, var(--bg) 20%, transparent)), url('../img/hero-city.svg');
 background-size: cover;
 background-position: center, center, center 78%;
 background-repeat: no-repeat;
 opacity: 1;
}
.home-hero::after { opacity: .16; }
@media (max-width: 760px) {
 .home-hero::before { background-size: cover, cover, auto 750px; background-position: center, center, 58% top; }
 .home-hero::after { opacity: .1; }
}

/* Header action: clear invitation, supporting label and directional cue. */
.site-header .header-cta { gap: 14px; padding: 10px 16px 10px 18px; min-height: 50px; border-radius: 12px; background-image: linear-gradient(115deg, rgb(255 255 255 / .16), transparent 65%); box-shadow: 0 4px 16px color-mix(in srgb, var(--accent) 22%, transparent); transition: transform .18s ease, box-shadow .18s ease; white-space: nowrap; text-align: left; }
.header-cta__copy { display: grid; gap: 3px; }
.header-cta__label { font: 700 13px/1.2 var(--font-body, Georgia, serif); text-transform: none; letter-spacing: 0; }
.header-cta__hint { font: 400 10px/1.2 var(--font-body, Georgia, serif); text-transform: none; letter-spacing: .01em; opacity: .85; }
.header-cta .header-cta__arrow { flex: 0 0 28px; width: 28px; height: 28px; padding: 4px; border: 1px solid currentColor; border-radius: 50%; transition: transform .18s ease; }
@media (hover: hover) {
 .site-header .header-cta:hover { transform: translateY(-2px); box-shadow: 0 7px 22px color-mix(in srgb, var(--accent) 30%, transparent); }
 .header-cta:hover .header-cta__arrow { transform: translateX(2px); }
}
.site-header .header-cta:focus-visible { outline: 2px solid var(--accent); outline-offset: 4px; }
@media (max-width: 480px) {
 .site-header .header-cta { min-height: 44px; padding: 10px 12px; gap: 8px; border-radius: 10px; }
 .header-cta__hint { display: none; }
 .header-cta__label { font-size: 12px; }
 .header-cta .header-cta__arrow { width: 23px; height: 23px; flex-basis: 23px; padding: 3px; }
}
@media (prefers-reduced-motion: reduce) { .site-header .header-cta, .header-cta .header-cta__arrow { transition: none; } }

.iti__selected-country { color: #17212b !important; }

/* October refresh: brand-specific hero composition and header action. */
.tv-ticker-wrapper { padding-top: 0 !important; height: 58px !important; }
.site-header .header-cta { position: relative; isolation: isolate; overflow: hidden; border: 1px solid color-mix(in srgb, var(--accent) 70%, #fff); background: linear-gradient(120deg, color-mix(in srgb, var(--accent) 75%, #111), var(--accent)); color: #fff; box-shadow: 0 5px 0 color-mix(in srgb, var(--accent) 55%, #111), 0 10px 24px color-mix(in srgb, var(--accent) 24%, transparent); border-radius: 999px; padding: 10px 14px 10px 22px; transform: translateY(-2px); }
.site-header .header-cta::before { content: ''; pointer-events: none; position: absolute; inset: -50% auto -50% -70%; width: 35%; background: linear-gradient(90deg, transparent, #ffffff4d, transparent); transform: skewX(-20deg); animation: cta-sheen 6s ease-in-out 2; }
.header-cta .header-cta__arrow { background: #fff; color: color-mix(in srgb, var(--accent) 75%, #111); border: 0; width: 32px; height: 32px; flex-basis: 32px; padding: 6px; }
.header-cta__hint { opacity: .95; }
.site-header .header-cta:hover, .site-header .header-cta:focus-visible { color: #fff; transform: translateY(-4px); box-shadow: 0 7px 0 color-mix(in srgb, var(--accent) 55%, #111), 0 15px 30px color-mix(in srgb, var(--accent) 30%, transparent); }
.header-cta:hover .header-cta__arrow { transform: translateX(3px) rotate(-35deg); }
.site-header .header-cta:active { transform: translateY(2px); box-shadow: 0 1px 0 var(--accent); }
@keyframes cta-sheen { 0%, 65% { left: -70%; } 95%, 100% { left: 140%; } }
.home-hero { padding-top: clamp(36px, 5vw, 72px); }
.home-hero::after { background-image: url('../img/hero-trading-backdrop.svg'); background-size: cover; background-position: center; background-repeat: no-repeat; opacity: .25; mask-image: linear-gradient(180deg, #000, #000 85%, transparent); }
.home-hero .home-hero__grid { gap: 26px 48px; }
.home-hero .home-hero__form .form-block { border-top: 3px solid var(--accent); }
.home-hero .home-hero__heading h1 { font-size: clamp(36px, 4.3vw, 64px); }
.home-hero .home-hero__art { backdrop-filter: blur(6px); }

/* capital: skyline and independent desktop layout. */
.home-hero .home-hero__grid { grid-template-columns: 1.05fr 1fr; grid-template-areas: 'heading details' 'art form' 'trust trust'; }
.home-hero .home-hero__form .form-block { border-radius: 16px; }
.home-hero .home-hero__details { align-self: end; border-left: 2px solid var(--accent); padding-left: 24px; } .home-hero .home-hero__art { align-self: stretch; grid-template-columns: 1fr; align-content: center; } .home-hero .home-hero__art > div:not(.home-hero__visual-caption) { width: 100%; height: 250px; } .home-hero .home-hero__art svg { width: 100%; height: 250px; } .home-hero__visual-caption { padding: 28px; }

@media (max-width: 960px) {
 .home-hero .home-hero__grid { grid-template-columns: minmax(0, 1fr); grid-template-areas: 'heading' 'form' 'details' 'art' 'trust'; gap: 24px; }
 .home-hero .home-hero__heading, .home-hero .home-hero__details { padding: 0; border: 0; text-align: left; justify-self: stretch; max-width: none; }
 .home-hero .home-hero__eyebrow { justify-content: flex-start; }
 .home-hero .home-hero__form { max-width: 580px; margin-inline: auto; padding: 0; border: 0; background: transparent; }
 .home-hero .home-hero__art { grid-template-columns: minmax(0, 1fr) 175px; min-height: 160px; text-align: left; }
 .home-hero .home-hero__art > div:not(.home-hero__visual-caption), .home-hero .home-hero__art svg { width: 175px; height: 160px; }
 .home-hero::after { opacity: .15; }
}
@media (max-width: 480px) {
 .home-hero .home-hero__heading h1 { font-size: clamp(30px, 9vw, 42px); }
 .home-hero .home-hero__art { grid-template-columns: minmax(0, 1fr) 110px; border-radius: 16px; }
 .home-hero .home-hero__art > div:not(.home-hero__visual-caption), .home-hero .home-hero__art svg { width: 120px; height: 140px; }
 .home-hero__visual-caption { padding: 16px; }
 .site-header .header-cta { display: inline-flex; padding: 8px 10px 8px 12px; min-height: 44px; gap: 6px; }
 .header-cta .header-cta__arrow { width: 24px; height: 24px; flex-basis: 24px; padding: 4px; }
 .header-inner { gap: 8px; }
 .header-inner .logo { min-width: 0; }
 .header-inner .logo-word { font-size: 12px; white-space: normal; }
 .header-inner .logo svg { flex-shrink: 0; }
 .header-inner .nav-toggle { margin-left: 0; flex-shrink: 0; }
}
@media (max-width: 380px) { .header-inner .logo-word { display: none; } }
@media (prefers-reduced-motion: reduce) {
 .site-header .header-cta::before { animation: none; display: none; }
 .site-header .header-cta, .header-cta .header-cta__arrow { transition: none; transform: none; }
}

/* ==========================================================================
   DEFT WARRANTORSHIP v2 overlay — “Midnight Champagne” premium pass
   (navy #0A1729 field, champagne #D4B36A accents, Cormorant Garamond display)
   ========================================================================== */

/* ---- header ---- */
.site-header { border-bottom: 1px solid rgba(212, 179, 106, .25); }
.logo-word { font-family: var(--font-display); font-weight: 700; letter-spacing: .03em; }
.site-header .header-cta {
    background: linear-gradient(115deg, rgba(212, 179, 106, .2), rgba(212, 179, 106, .04) 65%);
    border: 1px solid rgba(212, 179, 106, .45); box-shadow: 0 4px 18px rgba(3, 10, 24, .5);
}
.header-cta__copy b { color: var(--gold-light); }

/* ---- masthead hero: centered heading, form LEFT, analytics plate RIGHT ---- */
.home-hero .home-hero__grid {
    grid-template-areas: 'heading heading' 'form art' 'trust trust';
    grid-template-columns: minmax(340px, .92fr) minmax(0, 1.08fr);
    gap: 24px 56px; align-items: center;
}
.home-hero__heading { grid-area: heading; text-align: center; padding-top: 16px; }
.home-hero .home-hero__eyebrow { justify-content: center; gap: 12px; }
.home-hero .home-hero__eyebrow::after { content: ''; width: 46px; height: 1px; background: linear-gradient(90deg, transparent, var(--gold)); margin-left: 4px; }
.home-hero .home-hero__eyebrow span { border-left: 0; padding-left: 0; }
.home-hero .home-hero__heading h1 {
    font-weight: 600; font-size: clamp(36px, 4.6vw, 60px); line-height: 1.08; letter-spacing: -.008em;
}
.home-hero .home-hero__heading h1 em { font-style: italic; color: var(--gold-light); }
.home-hero .home-hero__summary { margin: 18px auto 0; max-width: 58ch; text-align: center; font-size: 15.5px; }
.home-hero__form { grid-area: form; align-self: center; }
.home-hero__art { grid-area: art; }
.home-hero__details { display: none; }

/* hero form card — navy plate with champagne hairline */
.home-hero .home-hero__form .form-block {
    background: linear-gradient(180deg, #132850, #0E1F3E);
    border-color: rgba(212, 179, 106, .38);
}
.home-hero .home-hero__form .form-block::before { width: 44px; background: linear-gradient(90deg, #E9D9A8, #C9A24B); }
.home-hero .home-hero__form .beacon-form__input { background: #0B1930; border-color: #2A4470; color: #EDF1F8; }
.home-hero .home-hero__form .beacon-form__input::placeholder { color: #6E82A8; }
.home-hero .home-hero__form .beacon-form__input:focus { outline: 2px solid var(--gold); }
.home-hero .home-hero__form .beacon-form__submit {
    background: linear-gradient(180deg, #E4C87E, #D4B36A); color: #0A1729;
    font-family: var(--font-display); font-weight: 700; letter-spacing: .02em; border-radius: var(--radius-sm);
}
.home-hero .home-hero__form .beacon-form__submit:hover { background: #E9D9A8; color: #0A1729; }

/* analytics plate caption */
.home-hero .home-hero__visual-caption {
    background: rgba(10, 23, 41, .88); border: 1px solid rgba(212, 179, 106, .35);
    backdrop-filter: blur(6px);
}
.home-hero .home-hero__visual-caption span { color: var(--gold); letter-spacing: .18em; }
.home-hero .home-hero__visual-caption strong { color: #EDF1F8; font-family: var(--font-display); }
.home-hero .home-hero__visual-caption p { color: var(--muted); }

/* trust strip */
.home-hero .home-hero__trust { grid-area: trust; border-top: 1px solid rgba(212, 179, 106, .25); padding-top: 22px; margin-top: 6px; }
.flag-chip { background: var(--surface); border-color: var(--border); color: var(--text); }
.icon-link { color: var(--muted); }
.icon-link:hover, .icon-link:focus-visible { color: var(--gold-light); }

/* ---- panorama backdrop: lift skyline visibility on navy ---- */
.home-hero::before {
    background-image:
        linear-gradient(180deg, var(--bg) 0%, color-mix(in srgb, var(--bg) 84%, transparent) 26%, color-mix(in srgb, var(--bg) 46%, transparent) 68%, color-mix(in srgb, var(--bg) 12%, transparent) 100%),
        url('../img/hero-city.svg');
    background-position: center, center 86%;
    background-size: cover, min(1500px, 130vw) auto;
}

/* ---- cards, chips, reviews ---- */
.card { background: var(--surface); border: 1px solid #223C66; }
.card--link:hover { border-color: var(--gold); }
.exchange-chip { background: var(--surface); border: 1px solid var(--border); color: var(--text); }
.exchange-chip__dot { background: var(--gold); box-shadow: 0 0 0 4px rgba(212, 179, 106, .16); }
.review { background: var(--surface); border: 1px solid #223C66; border-radius: var(--radius-lg); }
.review__name { color: var(--gold-light); font-family: var(--font-display); font-size: 1.14rem; }
.review__photo { border: 1px solid rgba(212, 179, 106, .5); }
.review__stats { border-top: 1px solid #223C66; }
.review__stats dt { color: var(--muted); }
.review__stats dd { color: var(--gold-light); }
.reviews-note { color: var(--muted); }

/* steps + faq + tables */
.step__num { background: var(--gold); color: #0A1729; }
.faq summary { color: var(--text); }
.faq summary::marker { color: var(--gold); }
table, .table { border-color: var(--border); }
th { color: var(--gold-light); }

/* ---- footer: deep navy with champagne double rule ---- */
.site-footer { background: #071120; border-top: 2px solid var(--gold); position: relative; }
.site-footer::before { content: ''; position: absolute; top: 5px; left: 0; right: 0; height: 1px; background: rgba(212, 179, 106, .4); }
.site-footer h3, .site-footer .footer-col h3 { color: var(--gold-light); font-family: var(--font-display); }
.site-footer a { color: #A8B7D2; }
.site-footer a:hover { color: var(--gold-light); }

/* buttons restated for champagne-on-navy legibility */
.btn-outline { border-color: rgba(212, 179, 106, .5); color: #EDF1F8; }
.btn-outline:hover { border-color: var(--gold); color: var(--gold-light); }
:focus-visible { outline-color: var(--gold); }

/* ticker spacing on dark strip */
#beacon-ticker .beacon-ticker__item b { margin-left: 6px; }
/* ---- feature figures (Deft editorial plates) ---- */
.feature-figure { margin: 0 0 28px; border: 1px solid #223C66; border-radius: var(--radius-lg); overflow: hidden; background: var(--surface); }
.feature-figure svg { display: block; width: 100%; height: auto; }
.feature-figure figcaption { padding: 11px 16px; font: 600 .7rem/1.5 var(--font-body); letter-spacing: .14em; text-transform: uppercase; color: var(--muted); border-top: 1px solid #223C66; }
.feature-figure--wide { max-width: 1040px; }
/* ---- hero art plate: neutralize legacy split-card, restore full plate ---- */
.home-hero .home-hero__art { display: block; grid-template-columns: none; min-height: 0; padding: 0; border: 0; background: transparent; overflow: visible; border-radius: 0; }
.home-hero .home-hero__art > div:not(.home-hero__visual-caption) { width: auto; height: auto; }
.home-hero .home-hero__art svg { width: 100%; max-width: none; height: auto; object-fit: contain; }
.home-hero .home-hero__visual-caption {
    position: absolute; top: 16px; left: 16px; z-index: 2; max-width: 230px;
    padding: 12px 16px; border-radius: 10px; background: rgba(10, 23, 41, .84);
    border: 1px solid rgba(212, 179, 106, .4); backdrop-filter: blur(6px);
}
.home-hero .home-hero__visual-caption > strong { font-size: 15px; color: #EDF1F8; }

/* ---- masthead tightening: keep chart row closer to the fold ---- */
.home-hero { padding-top: 34px; }
.home-hero .home-hero__eyebrow { margin-bottom: 12px; }
.home-hero .home-hero__heading h1 { font-size: clamp(34px, 4vw, 52px); }
.home-hero .home-hero__summary { margin-top: 13px; }
.home-hero .home-hero__grid { gap: 18px 48px; }

/* ticker: ensure no phantom scrollbar strip */
.beacon-ticker { scrollbar-width: none; -ms-overflow-style: none; }
.beacon-ticker::-webkit-scrollbar { display: none; }

/* ---- mobile restore (overlay order fix): single-column masthead ---- */
@media (max-width: 760px) {
    .home-hero .home-hero__grid { grid-template-columns: minmax(0, 1fr); grid-template-areas: 'heading' 'form' 'art' 'trust'; gap: 20px; }
    .home-hero__heading { text-align: left; padding-top: 0; }
    .home-hero .home-hero__eyebrow { justify-content: flex-start; }
    .home-hero .home-hero__eyebrow::after { display: none; }
    .home-hero .home-hero__summary { text-align: left; margin-inline: 0; }
    .home-hero__form { max-width: none; }
    .home-hero .home-hero__art { border: 1px solid rgba(212, 179, 106, .3); border-radius: 14px; overflow: hidden; background: rgba(15, 33, 64, .55); }
    .home-hero .home-hero__visual-caption { position: static; max-width: none; border-top: 1px solid rgba(212, 179, 106, .3); border-radius: 0; backdrop-filter: none; background: rgba(10, 23, 41, .9); }
}

/* Hero and header refresh — champagne. Existing content and form behavior retained. */
.tv-ticker-wrapper {
  padding-top: 0 !important;
  height: 58px !important;
}
.hero-refresh {
  --refresh-radius: 12px;
  display: block;
  min-height: 0;
  padding: clamp(36px, 5vw, 72px) 0 0;
  background: var(--bg) !important;
  border-bottom: 1px solid var(--border);
}
.home-hero.hero-refresh::before, .home-hero.hero-refresh::after {
  content: none !important;
}
.hero-refresh > .home-hero__bg,
.hero-refresh > .home-hero__scene,
.hero-refresh > .home-hero__sky {
  display: block;
  position: absolute;
  inset: auto 0 0;
  width: 100%;
  height: 65%;
  max-height: 520px;
  opacity: .2;
  pointer-events: none;
  z-index: 0;
  mask-image: linear-gradient(180deg, transparent, #000 45%);
}
.hero-refresh > .home-hero__bg svg,
.hero-refresh > .home-hero__scene svg,
.hero-refresh > .home-hero__sky svg { display: block; width: 100%; height: 100%; }
.home-hero.hero-refresh .home-hero__grid {
  display: grid;
  grid-template-columns: minmax(0, 1.15fr) minmax(340px, .88fr);
  grid-template-areas: 'heading form' 'details form' 'art form' 'trust trust';
  align-items: start;
  gap: 24px clamp(28px, 5vw, 72px);
  position: relative;
  z-index: 2;
  padding-top: 0;
  padding-bottom: 0;
}
.hero-refresh .home-hero__heading {
  grid-area: heading;
  min-width: 0;
  padding: 14px 0 0;
  text-align: left;
  align-self: start;
}
.hero-refresh .home-hero__heading::before { content: none; }
.home-hero.hero-refresh .home-hero__eyebrow {
  display: inline-flex;
  width: fit-content;
  flex-wrap: wrap;
  justify-content: flex-start;
  gap: 10px;
  margin: 0 0 24px;
  padding: 8px 12px;
  border: 1px solid var(--border);
  border-radius: 6px;
  background: var(--surface);
  font: 600 11px/1.5 var(--font-body);
  letter-spacing: .07em;
  color: var(--muted) !important;
}
.hero-refresh .home-hero__eyebrow::after { content: none; }
.hero-refresh .home-hero__eyebrow b { color: var(--text); }
.hero-refresh .home-hero__eyebrow span { padding-left: 10px; border-left: 1px solid var(--border); }
.home-hero.hero-refresh .home-hero__heading h1 {
  margin: 0;
  max-width: 18ch;
  font-size: clamp(34px, 3.9vw, 56px);
  line-height: 1.1;
  letter-spacing: -.035em;
  font-weight: 600;
  text-align: left;
  text-wrap: balance;
  overflow-wrap: anywhere;
  color: var(--text) !important;
}
.home-hero.hero-refresh .home-hero__heading h1 em { color: #D4B36A !important; }
.home-hero.hero-refresh .home-hero__summary {
  margin: 24px 0 0;
  max-width: 52ch;
  text-align: left;
  font-size: 15px;
  line-height: 1.85;
  color: var(--muted);
}
.hero-refresh .home-hero__details { display: block !important; grid-area: details; }
.hero-refresh .home-hero__details .home-hero__summary { margin: 0; }
.hero-refresh .home-hero__form { grid-area: form; align-self: start; width: 100%; min-width: 0; margin: 0; padding: 0; }
.home-hero.hero-refresh .home-hero__form .form-block {
  position: relative;
  margin: 0;
  padding: clamp(22px, 2.6vw, 34px) !important;
  border: 1px solid var(--border) !important;
  border-top: 3px solid #D4B36A !important;
  border-radius: var(--refresh-radius) !important;
  background: var(--surface) !important;
  box-shadow: 0 20px 55px color-mix(in srgb, #D4B36A 10%, transparent) !important;
  color: var(--text);
}
.hero-refresh .home-hero__form .form-block::before,
.hero-refresh .home-hero__form .form-block::after { content: none; }
.hero-refresh .home-hero__form .form-block__heading { margin-bottom: 22px; font: 600 22px/1.3 var(--font-display); color: var(--text); }
.hero-refresh .home-hero__form .form-block__card { padding: 0; border: 0; background: transparent; box-shadow: none; }
.hero-refresh .home-hero__form .beacon-form__form { gap: 16px; }
.home-hero.hero-refresh .home-hero__form .beacon-form__input {
  min-height: 50px;
  font-size: 16px;
  border-radius: 8px !important;
  border: 1px solid var(--border) !important;
  background: var(--bg) !important;
  color: var(--text);
}
.home-hero.hero-refresh .home-hero__form .beacon-form__input:focus {
  outline: 2px solid #D4B36A; outline-offset: 2px;
}
.home-hero.hero-refresh .home-hero__form .beacon-form__submit {
  min-height: 52px;
  border-radius: 8px !important;
  background: #D4B36A !important;
  color: #0A1729 !important;
  font: 700 14px/1.4 var(--font-body);
  box-shadow: none !important;
}
.hero-refresh .home-hero__art {
  grid-area: art;
  display: grid !important;
  grid-template-columns: minmax(0, 1fr) minmax(150px, .8fr);
  position: relative;
  width: 100%;
  min-height: 180px;
  margin: 0;
  padding: 0;
  align-items: center;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--refresh-radius);
  overflow: hidden;
}
.home-hero.hero-refresh .home-hero__visual-caption {
  display: block !important;
  position: static;
  inset: auto;
  max-width: none;
  padding: 22px;
  background: transparent;
  border: 0;
  backdrop-filter: none;
}
.hero-refresh .home-hero__visual-caption > strong { color: var(--text); font-size: 20px; }
.hero-refresh .home-hero__visual-caption > span { color: var(--muted); }
.hero-refresh .home-hero__visual-caption > p { color: #D4B36A; }
.home-hero.hero-refresh .home-hero__art > div:not(.home-hero__visual-caption) {
  position: relative; display: block; width: 100%; height: 200px; margin: 0; padding: 0; min-height: 0;
}
.home-hero.hero-refresh .home-hero__art svg { display: block; width: 100%; height: 200px; max-width: 100%; object-fit: contain; }
.home-hero.hero-refresh .home-hero__trust {
  grid-area: trust;
  grid-column: 1 / -1;
  padding: 24px 0;
  margin: 8px 0 0;
  border-top: 1px solid var(--border);
}
.hero-refresh > .hero-band { position: relative; z-index: 2; margin-top: 28px; padding-block: 22px; }
.header-refresh.site-header .header-cta {
  min-height: 48px;
  padding: 7px 8px 7px 18px;
  gap: 18px;
  border: 1px solid #D4B36A !important;
  border-radius: 12px !important;
  background: var(--surface) !important;
  color: var(--text) !important;
  box-shadow: none !important;
  text-align: left;
  text-transform: none;
  transition: background .18s ease, transform .18s ease;
}
.header-refresh .header-cta__label { font: 700 13px/1.3 var(--font-body); letter-spacing: 0; }
.header-refresh .header-cta__hint { font: 400 10px/1.3 var(--font-body); opacity: 1; color: var(--muted); }
.header-refresh .header-cta .header-cta__arrow {
  width: 32px; height: 32px; flex: 0 0 32px;
  padding: 7px; border: 0; border-radius: 6px;
  background: #D4B36A; color: #0A1729;
}
.header-refresh.site-header .header-cta:hover {
  background: color-mix(in srgb, #D4B36A 10%, var(--surface)) !important;
  box-shadow: none !important;
  transform: translateY(-1px);
}
.header-refresh.site-header .header-cta:focus-visible { outline: 2px solid #D4B36A; outline-offset: 4px; }
@media (max-width: 900px) {
  .home-hero.hero-refresh .home-hero__grid {
    display: flex;
    flex-direction: column;
    align-items: stretch;
    gap: 24px;
    padding-block: 0;
  }
  /* Expose heading children so the form comes immediately after the title. */
  .hero-refresh .home-hero__heading { display: contents; }
  .home-hero.hero-refresh .home-hero__heading > .home-hero__eyebrow { order: 0; margin: 0; }
  .home-hero.hero-refresh .home-hero__heading > h1 { order: 1; }
  .hero-refresh .home-hero__form { order: 2; align-self: center; }
  .home-hero.hero-refresh .home-hero__heading > .home-hero__summary,
  .hero-refresh .home-hero__details { order: 3; margin: 0; }
  .hero-refresh .home-hero__heading > .home-hero__trust-inline,
  .hero-refresh .home-hero__heading > .hero__trust { order: 4; margin: 0; }
  .hero-refresh .home-hero__art { order: 5; }
  .hero-refresh .home-hero__trust { order: 6; }
  .home-hero.hero-refresh .home-hero__heading h1 { font-size: clamp(32px, 6.5vw, 52px); max-width: 22ch; }
  .hero-refresh .home-hero__form { max-width: 600px; justify-self: center; }
  .home-hero.hero-refresh .home-hero__art { max-width: 660px; }
  .hero-refresh > .home-hero__bg, .hero-refresh > .home-hero__scene, .hero-refresh > .home-hero__sky { height: 45%; opacity: .12; }
}
@media (max-width: 480px) {
  .hero-refresh { padding-top: 28px; }
  .home-hero.hero-refresh .home-hero__eyebrow { margin-bottom: 20px; font-size: 10px; letter-spacing: .03em; }
  .home-hero.hero-refresh .home-hero__summary { margin-top: 18px; font-size: 14px; line-height: 1.75; }
  .home-hero.hero-refresh .home-hero__details .home-hero__summary { margin-top: 0; }
  .home-hero.hero-refresh .home-hero__form .form-block { padding: 22px 18px !important; }
  .home-hero.hero-refresh .home-hero__art { grid-template-columns: minmax(0, 1fr) 125px; min-height: 150px; }
  .home-hero.hero-refresh .home-hero__visual-caption { padding: 16px; }
  .home-hero.hero-refresh .home-hero__art > div:not(.home-hero__visual-caption),
  .home-hero.hero-refresh .home-hero__art svg { height: 150px; }
  .header-refresh.site-header .header-cta { min-height: 44px; padding: 6px 7px 6px 12px; gap: 10px; }
  .header-refresh .header-cta__hint { display: none; }
  .header-refresh .header-cta__label { font-size: 12px; }
  .header-refresh .header-cta .header-cta__arrow { width: 28px; height: 28px; flex-basis: 28px; }
}
@media (prefers-reduced-motion: reduce) {
  .header-refresh.site-header .header-cta, .header-refresh .header-cta__arrow { transition: none; transform: none; }
}

/* Home page: readable type, consistent spacing and responsive media. */
.home-page > .section { padding-block: clamp(44px, 6vw, 80px) !important; }
.home-page > .exchange-row { padding-block: 36px; }
.home-page .section-head, .home-page .section__head { margin-bottom: clamp(24px, 3vw, 36px); }
.home-page :is(.section-head, .section__head) h2 { line-height: 1.25; text-wrap: balance; }
.home-page :is(.lead, .section-lead) { max-width: 65ch; font-size: clamp(16px, 1.3vw, 18px); line-height: 1.75; }
.home-page :is(.card, .cell, .step, .step-card, .steps__item) { min-width: 0; }
.home-page :is(.card, .cell) h3 { align-items: flex-start; line-height: 1.4; overflow-wrap: anywhere; }
.home-page :is(.card, .cell, .step, .step-card, .steps__item) p { font-size: 16px; line-height: 1.75; }
.home-page :is(.grid, .card-grid, .adv-grid, .mini-cards, .company-cards) { gap: 20px; }
.home-page .compartment { gap: 20px; background: transparent; border: 0; }
.home-page .compartment > .cell { border: 1px solid var(--border); }
.home-page .reviews__grid { background: transparent; border: 0; }
.home-page .feature-figure { margin-inline: 0; }
.home-page .feature-figure img { display: block; width: 100%; height: auto; }
.home-page > section > .feature-figure { width: calc(100% - 32px); max-width: 1120px; margin-inline: auto; }
.home-page .feature-figure figcaption {
  padding: 14px 18px !important;
  font-size: 14px !important;
  line-height: 1.65;
  letter-spacing: 0;
  text-transform: none;
}
.home-page :is(.reviews-grid, .reviews__grid, .reviews) {
  grid-template-columns: repeat(auto-fit, minmax(min(100%, 300px), 1fr));
  gap: 20px;
}
.home-page :is(.review__head, .review-card__head) { align-items: flex-start; }
.home-page :is(.review__head, .review-card__head) > div { min-width: 0; }
.home-page :is(.review__name, .review-card__name) { font-size: 16px; line-height: 1.45; overflow-wrap: anywhere; }
.home-page :is(.review__role, .review-card__role) { margin-top: 5px; font-size: 14px; line-height: 1.5; letter-spacing: .01em; text-transform: none; }
.home-page :is(.review__body, .review__text, .review-card blockquote) { font-size: 16px; line-height: 1.75; }
.home-page :is(.review__stats dt, .review__stat span, .review-stat) { font-size: 13px; line-height: 1.5; letter-spacing: .01em; text-transform: none; }
.home-page :is(.review__stats dd, .review__stat b, .review-stat strong) { font-size: 14px; line-height: 1.5; overflow-wrap: anywhere; }
.home-page .review__stat { min-width: 0; padding: 10px 8px; }
.home-page :is(.reviews-note, .reviews__note, .exchanges__note) { font-size: 14px; line-height: 1.75; }
.home-page .btn { min-height: 48px; max-width: 100%; white-space: normal; text-align: center; line-height: 1.5; }
.home-page .hero-refresh .home-hero__form .beacon-form__label, .home-page .beacon-form__label { font-size: 14px; line-height: 1.45; }
.home-page .form-legal { font-size: 13px !important; line-height: 1.7 !important; }
.home-page .form-block > .form-block__heading { margin-bottom: 16px; }
.home-page .form-manager { font-size: 14px !important; line-height: 1.65 !important; color: var(--muted) !important; align-items: flex-start; }
.home-page .hero-refresh .home-hero__eyebrow { font-size: 12px; letter-spacing: .03em; }
.home-page .hero-refresh .home-hero__summary { font-size: 16px; line-height: 1.75; }
.home-page .home-hero__visual-caption > span, .home-page .home-hero__visual-caption > p { font-size: 12px; line-height: 1.5; }
.home-page .hero__scanlines { display: none; }
.home-page :is(.faq-q, .faq-item__btn) { min-height: 56px; padding: 18px 20px; font-size: 16px; line-height: 1.55; }
.home-page :is(.faq-a, .faq-item__panel) { font-size: 16px; line-height: 1.75; }
.home-page .pre-form {
  grid-template-columns: minmax(0, 1fr) minmax(320px, 440px) !important;
  gap: clamp(24px, 4vw, 48px) !important;
}
.home-page .pre-form > * { min-width: 0; }
.home-page .calc-widget__subtitle { font-size: 16px; line-height: 1.75; margin-bottom: 32px; }
.home-page .calc-widget__wrapper { gap: clamp(24px, 4vw, 56px); margin-bottom: 32px; }
.home-page .calc-widget__controls { gap: 32px; }
.home-page .calc-widget__cta { min-height: 48px; padding: 12px 24px; max-width: 100%; font-size: 16px; line-height: 1.5; }
@media (min-width: 641px) {
  .home-page :is(.grid--2, .grid--3, .card-grid--3, .adv-grid):has(> :nth-child(4):last-child) { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (max-width: 1100px) {
  .home-page .compartment--4 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (max-width: 900px) {
  .home-page .pre-form { grid-template-columns: minmax(0, 1fr) !important; }
  .home-page .pre-form > .form-block { width: 100%; max-width: 600px; justify-self: center; }
}
@media (max-width: 640px) {
  .home-page :is(.compartment--2, .compartment--3, .compartment--4) { grid-template-columns: minmax(0, 1fr); }
  .home-page :is(.card, .cell, .step, .step-card, .review) { padding: 22px 20px; }
  .home-page :is(.company-grid, .pre-form) { gap: 28px !important; }
  .home-page .calc-widget__wrapper { grid-template-columns: minmax(0, 1fr); }
}
@media (min-width: 360px) and (max-width: 480px) {
  .home-page .review__stats:has(> .review__stat) { grid-template-columns: repeat(3, minmax(0, 1fr)); }
}